Vehicle Insurance

Vehicle Insurance

At Footman James we specialise in classic car insurance and vintage car insurance. We understand that classic cars are more than just vehicles; they are a passion and a labour of love. This comprehensive cover is designed to recognise the true value of your classic car. We have been arranging classic car insurance for 30 years, delivering specialist classic car insurance for owners, collectors and traders. Footman James’ classic car insurance includes the benefits that are important to owners including, amongst others, breakdown assistance and agreed value.

Discount applies for every year that you have 2 or more cars registered to the same address with RAC Car Insurance. Don’t be left stranded if your car breaks down. Add Breakdown Cover provided by RAC to your Car Insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are four levels of cover, making it easy to find the one that’s right for you.

Obviously car insurance will cover you to drive your own vehicle but some comprehensive policies insure you if you’re driving the cars of your friends and family – with their permission of course. You will find a summary of key points about your RSA Motability (RSAM) insurance below, but you will need to read your insurance cover booklet for full details.

The law 990/1969 requires that each motor vehicle or trailer standing or moving in a public road to have a third party insurance (called RCA, Responsabilità civile per gli autoveicoli). Historically, a part of the certificate of insurance must be displayed on the windscreen of the vehicle. This latter disposition was revoked in 2015, when a national database of insured vehicles was built by the Insurance Company Association (ANIA, Associazione Nazionale Imprese Assicuratrici) and the National Trasportation Authority (Motorizzazione Civile) to verify (by private citizens and public authorities) if a vehicle is insured. There is no exemption policy to this law disposition.

Legal expenses are covered if they arise as a result of compensation claims made as a result of a vehicle-related accident. Age UK offers a range of car insurance products to meet your driving needs, including comprehesive, third-party fire and theft and third-party only – please call using the number above if you require assistance or further information.

We’ve launched an all-new My Account, making it easier for our existing customers to manage their Car Insurance policies online. I find searching for insurance a bit daunting. However, I was really pleased with the service from RAC. They were very helpful and explained things really well. This includes any stereo, sat nav, telephone and entertainment equipment, that are permanently fitted to your car.

Officially called telematics, these check your speed, your handling and how cautiously you drive, and also whether you are on the road at perceived dangerous times – ie the early hours of the morning. This means any optional extras, audio or other equipment fitted to the car, which are not essential to enable you to use the vehicle. If you have fitted essential equipment without agreement from us or and RSAM, this will not be covered. No annoying administration charges if you change your cover or need to cancel your policy if your circumstances change.

When you buy your Car Insurance direct from Tesco Bank, you also get up to £100,000 Motor Legal Protection included as standard. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; you’ll find more details in the policy booklet.

The unit has a 12v plug similar to a sat nav or mobile phone charger, attached via a cable to a small rectangular sensor unit. See our video of how easy it is to install. Please make sure you tell us straight away about any changes to your vehicle or circumstances, otherwise you may invalidate your insurance. Please call our customer services on 0844 871 2336. Limited is an appointed representative of Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). A courtesy car is provided subject to availability to reduce your inconvenience and where possible ensure you remain mobile.

A device inside your car monitors your actions behind the wheel. So the better you drive, the less you pay for cover. Remember, telematics policies have more aliases than a rap group. If you’re looking at ‘black box’, ‘smart box’, ‘pay-as-you-drive’ or ‘usage-based’ insurance then you’re looking at a telematics policy. In the unlikely event that you don’t receive the voucher 120 days after your policy start date, please email [email protected] and include your policy number and start date. We will then pass this onto the provider to ensure you get a quick response. Get a hire car if yours is damaged as a result of an accident or fire, or is stolen and not recovered.

You can learn more about the difference between such policies in our car insurance guides, where you’ll also find the answers to frequently asked questions. We’re authorised to help you compare car insurance by the Financial Conduct Authority (FCA) – an independent organisation set up by government to regulate financial services in the UK. The FCA promotes good business practice and fair financial markets – including the car insurance comparison market – to help consumers get a fair deal.

All our car insurance policies are designed especially for you, each of the departments are divided into sections so the staff knowledge and experience in the niche areas is high, and each risk will be individually calculated in order to find the best deal for you. Insurers usually send out notifications at least 21 days before renewal. This doesn’t leave much time, and you can end up rushing to find a cheaper price.

Many insurers make a large mark-up by selling add-ons at higher rates than you can get elsewhere. Also, some of these add-ons may already be included in your policy, so read all the terms and conditions carefully. We will replace your car with a new one of the same make model and specification if your car is damaged beyond economical repair or stolen and not recovered and you bought your car from new within the past 12 months.

The multicar discount will be applied to the insurance premium of up to three additional cars that are registered to the same address as the RAC Car Insurance policy number provided at time of quote. The first policy purchased with us or any existing policies will not be eligible for the discount. Any additional products, add-ons, fees and charges will not be discounted.

If you’ve been caught once for an offence such as speeding, it’s likely you’ll have three penalty points on your driving licence. However, one strike doesn’t change your risk profile. It’s when you reach four points or more that you should change the way you act. With convenient links like the Eurotunnel and Channel ferries, driving to Europe from the UK is easy. Travel safely when you arrive with this guide to EU road rules. Car modifications of any kind could result in a premium increase, so it may be good idea for a driver to check with their insurer before adding any mods.

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